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FINANCIAL ESCROW & SETTLEMENT RULES

Refund Policy &
Escrow Guarantee

Transparent appointment cancellation tiers, provider dispute resolution, and guaranteed wallet credits.

Effective Date: May 2026 • Version 5.2

Shaheen TeleHealth Financial Settlement Protocol

100% Escrow Backed

01 Client Cancellation Refund Schedule

To ensure fairness to both patients and consulting specialists who reserve dedicated clinical time, consultation refunds are processed automatically based on cancellation notice:

100%
> 24 Hours Notice
Full refund credited back to your SVHS wallet immediately.
50%
2 to 24 Hours Notice
Half refund credited to wallet; provider reserved slot compensation.
0%
< 2 Hours Notice
Late cancellation forfeit to honor doctor's blocked time.

02 Specialist No-Show & Reschedule Guarantee

If a consulting doctor or specialist fails to attend a confirmed appointment or cancels on their end, the patient is entitled to an immediate 100% refund credited to their wallet balance, or an instant free 1-click rebooking with another top-rated specialist of identical credentialing.

03 Technical Disconnections & Call Failures

In rare situations where platform video infrastructure, connectivity, or hardware errors prevent a consultation from lasting at least 5 minutes, our automated session audit tool triggers a complimentary consultation token or full refund review within 2 hours.

04 Third-Party Partner & Lab Refunds

Diagnostic test bookings, hospital OPD vouchers, and medicine deliveries dispatched through partner clinics and pharmacies are eligible for cancellation until dispatch. Once lab samples are collected or rider delivery is on route, refund eligibility is governed by the specific partner facility's operational guidelines.

Escrow Disputes & Payout Inquiries

For wallet withdrawal questions, dispute resolutions, or escrow reconciliation, contact our finance cell at finance@unexplores.com.

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